Dental Implant Cost With Insurance vs Without Insurance in Korea
In South Korea, the cost of dental implants can vary substantially depending on whether insurance helps cover part of the procedure or if you’re paying entirely out-of-pocket — especially for international patients or those under private plans.
Here’s a clear comparison of implant costs with insurance vs without insurance in Korea (2025).
1. Typical Implant Cost Without Insurance (Self-Pay)
In Korea, dental implants are mostly self-pay (non-insured) for most adults and international patients.
- Typical cost per implant (fixture + abutment + crown):
~₩1,500,000–₩3,000,000 per tooth (~US $1,150–$2,300) depending on clinic, materials, and complexity. MAKE Dental - Additional procedures (bone grafting, sinus lift, extractions) are charged separately.
Without insurance, you bear 100% of the cost, which is still often significantly lower than in many Western countries even after travel expenses.
2. Implant Cost With Health Insurance (Korean National Health Insurance)
National health insurance in Korea does provide some coverage for dental implants, but only under strict conditions:
What the insurance covers
- The Korean National Health Insurance Service (NHIS) may subsidize a portion of implant cost for eligible patients (mainly residents meeting criteria such as age).
- For those who qualify, the insurance typically covers about 70% of the implant cost, leaving the patient with approximately 30% of the bill as the out-of-pocket portion.
Common scenario
- If an implant costs ₩1,500,000 total, the insured patient might pay ~₩450,000–₩500,000 out of pocket for that implant after coverage.
- Many shared reports suggest actual patient payments can be around ₩500,000–₩700,000 per tooth with insurance, depending on clinic pricing and brand used.
Eligibility conditions
Current rules mean:
- Patients typically must be age 65 or older to receive NHIS coverage for implants.
- Coverage is often limited to up to 2 implants per lifetime for NHIS beneficiaries.
- Additional procedures (bone grafts, custom abutments, advanced materials) may not be covered and will remain self-pay.
Important note
Private dental insurance or international health policies rarely cover standard implant costs when treatment is done in Korea — they may only reimburse the patient after the fact, and conditions/waiting periods apply. seoulinternationaldentist.com
3. Real-World Cost Comparison
ScenarioTypical Cost per ImplantNotesWithout Insurance (Self-Pay)≈ ₩1,500,000–₩3,000,000 per tooth (~US$1,150–$2,300)Full cost paid directly by patient; applies to most international visitors and under-65 residents.With NHIS (Covered Resident, 65+)≈ ₩450,000–₩700,000 per tooth (~US$350–$525)Patient pays ~30% of total; limited to eligibility criteria and often 2 implants lifetime. Private Dental Insurance (Reimbursement)VariableSome private plans reimburse a fixed amount; doesn’t reduce the invoice at the clinic.
4. Additional Costs Still Usually Out-of-Pocket
Even with partial insurance coverage:
- Bone grafts
- Sinus lifts
- Custom or premium abutments and crowns
- Sedation or advanced imaging
are typically not covered and will add to your out-of-pocket cost.
5. For International Patients
- Most people traveling to Korea for dental implants do not qualify for Korean National Health Insurance since eligibility is tied to residency.
- You are usually expected to pay the full self-pay price and may use private or international insurance for reimbursement* depending on your policy’s rules.
*Coverage depends entirely on your insurance provider, and many private policies have waiting periods and limits.
Final Thoughts
Dental implants in Korea can be significantly more affordable than in many other countries, even without insurance. For eligible Korean residents (especially age 65+), health insurance can dramatically reduce the out-of-pocket cost — often to around one-third of the total bill for an implant. However, most intricate parts of implant treatment (bone grafts, advanced materials) remain self-pay even with insurance, and international patients generally will pay fully out-of-pocket.




